{"id":52711,"date":"2025-03-23T21:41:07","date_gmt":"2025-03-24T01:41:07","guid":{"rendered":"https:\/\/bnonews.com\/?p=52711"},"modified":"2025-03-23T21:51:24","modified_gmt":"2025-03-24T01:51:24","slug":"smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow","status":"publish","type":"post","link":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/","title":{"rendered":"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow"},"content":{"rendered":"\n<p>Running a startup is exciting, but let\u2019s face it\u2014keeping your finances in check is one of the toughest parts of the journey. Whether you are just starting or have been at it for a while, you might find out that figuring out how to budget can make or break your business. But you don\u2019t have to be a financial expert to get it right. With some smart choices about where to spend and where to save, your startup can thrive and grow. Now, let\u2019s dive into how you can budget like a pro and set yourself up for success.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Setting a Realistic Budget: Where to Start<\/strong><\/h2>\n\n\n\n<p>First thing\u2019s first: you need to know exactly where your money\u2019s going. It might seem basic, but many startups fail because they don\u2019t track their income and expenses closely enough. So, let\u2019s get you organized. Start by figuring out your income sources\u2014how much cash are you bringing in, and where is it coming from? Then, break down your costs into two categories: fixed and variable.<\/p>\n\n\n\n<p>Fixed costs are the things that don\u2019t change, like rent or salaries. These are easy to spot, so make sure you know exactly what you\u2019re locked into. On the flip side, you\u2019ve got variable costs\u2014things that can fluctuate, like supplies or marketing. This is where you can get creative and find areas to cut back when needed.<\/p>\n\n\n\n<p>Once you\u2019ve got all that laid out, you can start separating essential expenses (things you need to run your business) from non-essential ones (those little luxuries that feel nice but aren\u2019t crucial). Be honest with yourself\u2014cutting back on a few non-essentials could free up more cash to invest in areas that will help your business grow.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Where to Spend: Key Areas of Investment for Growth<\/strong><\/h2>\n\n\n\n<p>Okay, now that we\u2019ve got the basics down, it\u2019s time to think about where to put your money to make it work for you. Spending wisely is just as important as saving, especially in the early stages of your startup. So, where should you focus your investments?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Product and Service Development<\/strong><\/h3>\n\n\n\n<p>The first thing you need to do is invest in the heart of your business\u2014your product or service. This is where your money should go if you want to build something that will last. A survey by the Kauffman Foundation found that 27% of startups fail because there\u2019s no market need for their product. Whether you\u2019re improving an existing product or working on new features, make sure you\u2019re putting enough resources into making it the best it can be. Without a quality product or service, nothing else will matter.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Marketing and Branding<\/strong><\/h3>\n\n\n\n<p>Next up: marketing. You could have the best product in the world, but if no one knows about it, you\u2019re going nowhere. Marketing is one of those areas where you definitely want to spend. From online ads to social media and everything in between, building your brand presence is key. The earlier you start, the better.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Talent and Team<\/strong><\/h3>\n\n\n\n<p>If there\u2019s one area you should never skimp on, it\u2019s your team. <a href=\"https:\/\/www.forbes.com\/councils\/yec\/2023\/01\/13\/follow-these-seven-steps-to-ensure-you-hire-the-right-people-for-your-team\/\">Hiring the right people<\/a> can make or break your business. Whether you\u2019re hiring full-time employees or bringing in freelancers, put money into finding the best talent. A motivated, skilled team will help push your business forward faster than anything else.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Where to Save: Reducing Costs Without Compromising Quality<\/strong><\/h2>\n\n\n\n<p>Okay, so we\u2019ve talked about where to spend\u2014now let\u2019s flip the coin and talk about where you can save. The goal here is to reduce costs without compromising the quality of your work. There are plenty of places where you can trim the fat and still keep things running smoothly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Outsourcing vs. In-house<\/strong><\/h3>\n\n\n\n<p>One of the best ways to save money is to outsource tasks that don\u2019t need to be done in-house. For example, instead of hiring full-time employees for every little task, you can bring in freelancers or agencies to handle specific jobs, like graphic design or content writing. This can save you money on salaries and benefits while still getting high-quality work. The global outsourcing market is expected to reach $405.6 billion by 2027, showing that more businesses are turning to flexible, cost-effective solutions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tools and Software<\/strong><\/h3>\n\n\n\n<p>There are tons of software tools out there that can help you streamline your operations, from project management to accounting. You don\u2019t need to pay for expensive enterprise software when there are budget-friendly alternatives that do the job just as well. Shop around and see where you can cut costs without sacrificing efficiency.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Office and Space Savings<\/strong><\/h3>\n\n\n\n<p>Here\u2019s a big one\u2014your office space. In today\u2019s world, remote work is more common than ever, and you can save a ton of money by not renting out a traditional office. If you need space for meetings, consider co-working spaces or meeting rooms that you can rent on-demand. You\u2019ll save money on rent, utilities, and office supplies, and you\u2019ll still have a professional space to meet clients or collaborate with your team.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Grow: Using Savings to Fuel Expansion<\/strong><\/h2>\n\n\n\n<p>Now that you\u2019ve freed up some cash, it\u2019s time to think about how you can use those savings to help your business grow. The key here is to reinvest your savings back into your business\u2014don\u2019t let it just sit there. Smart reinvestment is what will take your business from good to great.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Reinvesting in Growth<\/strong><\/h3>\n\n\n\n<p>One of the best ways to use your savings is to put it back into the areas that will drive growth. This could mean ramping up your marketing efforts, expanding your product line, or hiring more staff. If you\u2019ve saved wisely, you should have a little extra to play with, and this is the time to use it to scale your business.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Emergency Fund<\/strong><\/h3>\n\n\n\n<p>Speaking of building a financial cushion\u2014don\u2019t forget to set aside a portion of your savings specifically for emergencies. Things don\u2019t always go according to plan, and having a financial safety net is essential. Whether it\u2019s an unexpected business expense, a slow month for sales, or an unforeseen opportunity, an emergency fund will help you stay afloat when things get tough.<\/p>\n\n\n\n<p>Now, here\u2019s where it gets smart. Instead of letting your emergency fund sit idly in a regular checking account, consider putting it in a high-interest savings account. This way, your money is still accessible when you need it, but it&#8217;s also earning more in interest over time. To get the most out of this, use an <a href=\"https:\/\/www.sofi.com\/calculators\/apy-calculator\/\">APY interest calculator<\/a>. This handy tool helps you estimate how much interest your emergency fund could generate in a high-interest account over time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Financial Planning and Forecasting for Future Success<\/strong><\/h2>\n\n\n\n<p>You\u2019ve got the spending and saving under control\u2014now let\u2019s talk about the future. Smart startups don\u2019t just think about the here and now; they plan ahead. Forecasting your future income and expenses is a crucial part of managing your finances. Knowing what\u2019s coming helps you avoid surprises and ensures you\u2019re always prepared for what\u2019s next.<\/p>\n\n\n\n<p>By keeping track of your financial health and adjusting your budget as needed, you\u2019ll be able to make smarter decisions and keep your business on track.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>Running a startup isn\u2019t easy, but with smart budgeting, you can make it a lot more manageable. Remember, it\u2019s all about finding the balance between spending where it counts and saving where you can. Reinvest your savings into the areas that will fuel your growth, and don\u2019t forget to plan for the future. Now that you\u2019ve got a roadmap for managing your startup finances, it\u2019s time to get to work.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Running a startup is exciting, but let\u2019s face it\u2014keeping your finances in check is one of the toughest parts of the journey. Whether you are just starting or have been at it for a while, you might find out that figuring out how to budget can make or break your business. But you don\u2019t have [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":45403,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[2405,60],"tags":[],"class_list":["post-52711","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","category-unlisted"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow - BNO News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow - BNO News\" \/>\n<meta property=\"og:description\" content=\"Running a startup is exciting, but let\u2019s face it\u2014keeping your finances in check is one of the toughest parts of the journey. Whether you are just starting or have been at it for a while, you might find out that figuring out how to budget can make or break your business. But you don\u2019t have [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/\" \/>\n<meta property=\"og:site_name\" content=\"BNO News\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/bnonews\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-24T01:41:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-24T01:51:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jimmy Anderson\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bnonews\" \/>\n<meta name=\"twitter:site\" content=\"@bnonews\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jimmy Anderson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/\"},\"author\":{\"name\":\"Jimmy Anderson\",\"@id\":\"https:\/\/bnonews.com\/#\/schema\/person\/9299e6ace9909c81f22be03ce3248091\"},\"headline\":\"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow\",\"datePublished\":\"2025-03-24T01:41:07+00:00\",\"dateModified\":\"2025-03-24T01:51:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/\"},\"wordCount\":1319,\"publisher\":{\"@id\":\"https:\/\/bnonews.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg\",\"articleSection\":[\"Reviews\",\"unlisted\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/\",\"url\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/\",\"name\":\"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow - BNO News\",\"isPartOf\":{\"@id\":\"https:\/\/bnonews.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg\",\"datePublished\":\"2025-03-24T01:41:07+00:00\",\"dateModified\":\"2025-03-24T01:51:24+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#primaryimage\",\"url\":\"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg\",\"contentUrl\":\"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg\",\"width\":1000,\"height\":600,\"caption\":\"Finance, Money, Calculator, Receipts\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bnonews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bnonews.com\/#website\",\"url\":\"https:\/\/bnonews.com\/\",\"name\":\"BNO News\",\"description\":\"Breaking news and developing stories from the U.S. and around the world\",\"publisher\":{\"@id\":\"https:\/\/bnonews.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bnonews.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/bnonews.com\/#organization\",\"name\":\"BNO News\",\"url\":\"https:\/\/bnonews.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bnonews.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/bnonews.com\/wp-content\/uploads\/2018\/03\/BNOLOGOTV.png\",\"contentUrl\":\"https:\/\/bnonews.com\/wp-content\/uploads\/2018\/03\/BNOLOGOTV.png\",\"width\":1696,\"height\":1443,\"caption\":\"BNO News\"},\"image\":{\"@id\":\"https:\/\/bnonews.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"http:\/\/www.facebook.com\/bnonews\/\",\"https:\/\/x.com\/bnonews\",\"http:\/\/www.instagram.com\/bnonews\/\",\"http:\/\/www.linkedin.com\/company\/bno-news\",\"http:\/\/www.pinterest.com\/bnonewstv\/\",\"http:\/\/www.youtube.com\/bnonews\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/bnonews.com\/#\/schema\/person\/9299e6ace9909c81f22be03ce3248091\",\"name\":\"Jimmy Anderson\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bnonews.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/04\/writer-blogger-author-icon-150x150.png\",\"contentUrl\":\"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/04\/writer-blogger-author-icon-150x150.png\",\"caption\":\"Jimmy Anderson\"},\"url\":\"https:\/\/bnonews.com\/index.php\/author\/jimmy\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow - BNO News","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/","og_locale":"en_US","og_type":"article","og_title":"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow - BNO News","og_description":"Running a startup is exciting, but let\u2019s face it\u2014keeping your finances in check is one of the toughest parts of the journey. Whether you are just starting or have been at it for a while, you might find out that figuring out how to budget can make or break your business. But you don\u2019t have [&hellip;]","og_url":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/","og_site_name":"BNO News","article_publisher":"http:\/\/www.facebook.com\/bnonews\/","article_published_time":"2025-03-24T01:41:07+00:00","article_modified_time":"2025-03-24T01:51:24+00:00","og_image":[{"width":1000,"height":600,"url":"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg","type":"image\/jpeg"}],"author":"Jimmy Anderson","twitter_card":"summary_large_image","twitter_creator":"@bnonews","twitter_site":"@bnonews","twitter_misc":{"Written by":"Jimmy Anderson","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#article","isPartOf":{"@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/"},"author":{"name":"Jimmy Anderson","@id":"https:\/\/bnonews.com\/#\/schema\/person\/9299e6ace9909c81f22be03ce3248091"},"headline":"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow","datePublished":"2025-03-24T01:41:07+00:00","dateModified":"2025-03-24T01:51:24+00:00","mainEntityOfPage":{"@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/"},"wordCount":1319,"publisher":{"@id":"https:\/\/bnonews.com\/#organization"},"image":{"@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#primaryimage"},"thumbnailUrl":"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg","articleSection":["Reviews","unlisted"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/","url":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/","name":"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow - BNO News","isPartOf":{"@id":"https:\/\/bnonews.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#primaryimage"},"image":{"@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#primaryimage"},"thumbnailUrl":"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg","datePublished":"2025-03-24T01:41:07+00:00","dateModified":"2025-03-24T01:51:24+00:00","breadcrumb":{"@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#primaryimage","url":"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg","contentUrl":"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/09\/2023Calculator.jpg","width":1000,"height":600,"caption":"Finance, Money, Calculator, Receipts"},{"@type":"BreadcrumbList","@id":"https:\/\/bnonews.com\/index.php\/2025\/03\/smart-startup-budgeting-where-to-spend-where-to-save-and-how-to-grow\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bnonews.com\/"},{"@type":"ListItem","position":2,"name":"Smart Startup Budgeting: Where to Spend, Where to Save, and How to Grow"}]},{"@type":"WebSite","@id":"https:\/\/bnonews.com\/#website","url":"https:\/\/bnonews.com\/","name":"BNO News","description":"Breaking news and developing stories from the U.S. and around the world","publisher":{"@id":"https:\/\/bnonews.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bnonews.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/bnonews.com\/#organization","name":"BNO News","url":"https:\/\/bnonews.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bnonews.com\/#\/schema\/logo\/image\/","url":"https:\/\/bnonews.com\/wp-content\/uploads\/2018\/03\/BNOLOGOTV.png","contentUrl":"https:\/\/bnonews.com\/wp-content\/uploads\/2018\/03\/BNOLOGOTV.png","width":1696,"height":1443,"caption":"BNO News"},"image":{"@id":"https:\/\/bnonews.com\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/www.facebook.com\/bnonews\/","https:\/\/x.com\/bnonews","http:\/\/www.instagram.com\/bnonews\/","http:\/\/www.linkedin.com\/company\/bno-news","http:\/\/www.pinterest.com\/bnonewstv\/","http:\/\/www.youtube.com\/bnonews"]},{"@type":"Person","@id":"https:\/\/bnonews.com\/#\/schema\/person\/9299e6ace9909c81f22be03ce3248091","name":"Jimmy Anderson","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bnonews.com\/#\/schema\/person\/image\/","url":"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/04\/writer-blogger-author-icon-150x150.png","contentUrl":"https:\/\/bnonews.com\/wp-content\/uploads\/2024\/04\/writer-blogger-author-icon-150x150.png","caption":"Jimmy Anderson"},"url":"https:\/\/bnonews.com\/index.php\/author\/jimmy\/"}]}},"_links":{"self":[{"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/posts\/52711"}],"collection":[{"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/comments?post=52711"}],"version-history":[{"count":1,"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/posts\/52711\/revisions"}],"predecessor-version":[{"id":52712,"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/posts\/52711\/revisions\/52712"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/media\/45403"}],"wp:attachment":[{"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/media?parent=52711"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/categories?post=52711"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bnonews.com\/index.php\/wp-json\/wp\/v2\/tags?post=52711"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}